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Loan Origination

Streamline your entire loan origination process from application intake to disbursement. Support for multiple loan products including term loans, working capital, invoice discounting, and microfinance — all with configurable multi-level approval workflows.

Key Capabilities

  • Multi-product support: Term Loans, Working Capital, Invoice Discounting, KCC, Microfinance
  • Configurable multi-level approval workflows with maker-checker
  • Integrated KYC verification (Aadhaar e-KYC, CKYC, Video KYC)
  • Credit bureau integration for borrower assessment
  • Document management with OCR-powered data extraction
  • LTV ratio enforcement per RBI/NHB guidelines
  • Priority Sector Lending (PSL) classification

Compliance Coverage

  • RBI Fair Practices Code — rate transparency at application stage
  • NHB/RBI LTV Guidelines — automated ratio enforcement (75%/65%/60%)
  • MFI Directions 2022 — income caps and indebtedness limits for microfinance

See Loan Origination in Action

Book a personalized demo to see how this module works for your NBFC.