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Deposit Management
Comprehensive deposit management for NBFC-D licensed companies. Supports Fixed Deposits, Recurring Deposits, Cumulative and Non-Cumulative products — all with automated TDS compliance and regulatory reporting.
Key Capabilities
- FD, RD, Cumulative, and Non-Cumulative deposit products
- Automated interest accrual and payout processing
- TDS computation per §194A with Form 15G/H exemptions
- Deposit ceiling enforcement (1.5× NOF)
- Mandatory nomination workflow
- Auto-renewal and maturity processing
- Senior citizen premium rate configuration
Compliance Coverage
- NBFC-D Directions 2016 — tenure limits (12–60 months), no demand deposits
- Deposit ceiling 1.5× NOF with 90% alert threshold
- DICGC non-applicability disclosure with depositor acknowledgement
- TDS §194A — ₹5,000 threshold, 10%/20% PAN-dependent rates
- Form 15G/H self-service with admin verification workflow
See Deposit Management in Action
Book a personalized demo to see how this module works for your NBFC.