Built for RBI Compliance from Day One
35+ regulatory frameworks enforced automatically across every module — plus bank-grade security with 52 OWASP findings remediated. Focus on growth, not paperwork.
Compliance at a Glance
A high-level view of how our platform keeps your NBFC audit-ready. Reach out for the detailed regulation matrix, control mapping and evidence pack.
Regulatory Coverage
35+ regulatory frameworks enforced automatically — RBI NBFC Master Directions, MFI Directions, NCD/SEBI rules, Income Tax (TDS §194A, 15G/H, Form 26Q), Companies Act, SARFAESI/CERSAI, NPCI NACH, PMLA/FATF, DPDPA 2023 and CERT-In.
Deposits, Lending & NCDs
Tenure & ceiling enforcement (1.5× NOF), SLR ≥ 15%, ALM gap reporting, Reserve Fund (45-IC), NPA classification (90+ DPD), provisioning, KFS with APR, 3-day cooling-off, FOIR, NCD private placement and Debenture Redemption Reserve.
KYC, AML & Customer Protection
Aadhaar e-KYC with masking & tokenisation, CKYC upload, Form 60, Video KYC, PEP screening with annual re-screening, bureau pull consent (DPDPA purpose-limited), PMLA 10-year retention, Fair Practices Code and penal-charge controls.
Reporting & Statutory Returns
NBS-8, NBS-9, CRILC quarterly, Form 26Q TDS filing to TRACES, SEBI LODR disclosures, FIU-IND breach SOP and audit-ready append-only logging across every module.
Security & Data Protection
AES-256 + HKDF encryption of PII, database-per-tenant isolation, OWASP Top 10 hardened (52 findings remediated April 2026), HSTS/CSP/X-Frame headers, idempotency keys and DPDPA 2023 consent / erasure / portability framework.
Automated Enforcement
12 background workers run continuously — SLR & deposit ceiling checks, NPA classification, TDS & DRR computation, license expiry, NACH mandate expiry, CERSAI charge-due alerts, PEP re-screening and interest accrual/payout.
Real-Time Compliance Dashboard
8 live metrics monitored continuously by automated background workers.
SLR Ratio
Statutory Liquidity Ratio vs 15% minimum
ALM Gap
Cumulative gap across 7 time bands
Reserve Fund
20% net profit transfer status
Overdue TDS
Pending Form 26Q quarterly filings
NPA Ratio
Net NPA as percentage of advances
Pending Returns
NBS-8, NBS-9 submission status
KYC Expiry
Customers approaching re-KYC deadline
License Status
Tenant license expiry and feature usage
CERSAI Pending
Secured loans awaiting charge registration
PEP Re-screening
PEP customers due for annual re-screening
NACH Active
Active mandate count vs. loan accounts
Concentration Risk
Single borrower and group exposure vs. owned funds
Want the full compliance details?
Get the complete regulation matrix, control mapping and evidence pack — and talk to our compliance specialists about your NBFC's requirements.
Contact Us for More Information